Out-of-State Referral Program
Have a lead in a state you're not licensed in? Our referral team takes it from there — handling everything from contact through close.
Submit a Referral →How It Works
✓What We Do
- •Contact the borrower and introduce the referral team
- •Review their goals, pricing options, and the loan process
- •Run credit and AUS findings
- •Pre-qualify and select the right lender
- •Structure the loan and prepare for disclosures
- •Submit to underwriting and satisfy conditions
- •Coordinate with title and insurance through closing
- •Prepare the file for payroll and complete the commission worksheet
→What You Do
- •Start the loan application in ARIVE with Tabyan Michel as Primary MLO and yourself as secondary
- •Invite the borrower to complete the application and upload supporting documents
- •Complete this referral form once the borrower has applied
- •Stay available as the borrower's point of contact
- •Receive your referral commission at close
Have a Question About the Program?
Reach the entire referral team at once — we'll get back to you quickly.
referralteam@barrettfinancial.comCommission Split
Simple, transparent compensation — no guesswork, no deductions on your end.
100 BPS referral fee
Paid to the referring loan officer on every loan that closes. Barrett Financial Group covers processing and the flat per-file fee — your referral fee comes back to you whole.
Meet the Out-of-State Referral Team
Your referral goes directly to a licensed loan officer who handles the file from contact through close.
Justin Johnson
Loan Officer
NMLS #2317622
Ready to Submit?
The form takes under two minutes. The referral team handles everything after that.
Submit a Referral →